Personal Insurance Products
One life, four products, ten partners
There are four main products in the world of personal insurance, and your clients can access all of them and more through the Sustainable Life Solutions platform.
We’re also partners with ten of the largest insurance companies in
Australia, and we’ve made it easier to secure coverage for your clients.
Life Insurance
The foundation stone of many people’s coverage, life insurance is a key part of ensuring dependents and beneficiaries are taken care of after your client’s passing. Clients should be encouraged to consider their assets, income, age, health and family situation before determining an appropriate level of cover.
Income Protection
Another important part of most people’s insurance portfolio is the ability to receive a reliable income stream should the unexpected happen. Clients need to be informed of all the options available so that they can make an educated decision about their needs, in the unfortunate circumstance that they become sick, or injured and unable to work.
Trauma Cover
Trauma insurance provides a lump sum to simply remove your client’s financial worries for a while after major trauma. It can also assist in the opportunity to obtain specialist treatments worldwide if required.
Total and Permanent Disability (TPD) Cover
Forward planning for one of the worst-case scenarios is never a bad idea, and your clients need to consider what would happen if they could never work again. Could their finances handle that situation? Or should they consider TPD insurance? You have the opportunity to use your expert knowledge to explain the difference between own/any occupation so that they can make an informed decision about the cover they require.
For more details on educating your clients on the different types of cover, in an affordable, compliant, and easy way for everyone, have a look at our General Advice Model.